Cash Flow Planner – Frequently Asked Questions

The aixigo Cash Flow Planner is a comprehensive online application for financial advisers to visualise cash flows for an individual or couples. It provides detailed financial forecasts over the whole lifetime of your clients and visualises how robust these forecasts are with respect to numerous configurable events. Therefore, it enables you to provide the best financial advice to your clients.

aixigo's Cash Flow Planner is specifically designed to meet the needs and requirements of UK advisers and their clients. This means, in particular, that it complies with the UK-specific regulatory requirements of the FCA. As such, the software is only suitable for UK advisers.

aixigo's Cash Flow Planner is just one module of the aixigo:BLOXX Wealth Management Platform. The high-performance aixigo:BLOXX provide all technological capabilities for the application in investment advisory, portfolio monitoring and analysis, portfolio management and cash flow planning.

By being part of our API-based Wealth Management Platform, the Cash Flow Planner can be easily and flexibly extended with further high-performance aixigo:BLOXX modules. In this way, the entire advisory journey can be mapped to enable a first-class and professional investment advisory and wealth management services offering.

The aixigo Cash Flow Planner provides a wide range of features, including:

• Simulating cash flows for various domains, such as assets & investments, income, pension and inheritance tax

• Generating reports with a graphical visualisation of the simulation

• Providing tools and insights for income planning, retirement planning, investment and wealth planning

The complete set of features can be found in our brochure.

Yes, the Cash Flow Planner is fully FCA compliant.

(i) Assets:

Using the available data and events, the Cash Flow Planner may simulate how the value of the client's assets will change over a specified time period. In addition, the software provides a breakdown of these assets into different (pre-determined) categories such as investments, cash and real estate. Furthermore, a full breakdown of these categories (e.g., investments in shares, DC pensions, unit trusts etc.) can be provided.

(ii) Income:

The Cash Flow Planner may model how a client's annual income will change over time, based on the specified data and events. The application even provides a graphical visualisation of the optimal desired income and the required income per year. Thus, you can identify gaps between required income and desired income.

(iii) Loans & Liabilities:

Based on the available data and events, the Cash Flow Planner may simulate the progression of the client's loans and liabilities through time. It can also provide a breakdown of these loans into different categories, such as mortgages and other liabilities.

(iv) Moving IHT Liability:

On the basis of data and events provided, the Cash Flow Planner can simulate how a client's expected inheritance tax will change over time.

No. It's also possible to run a simulation for the main client and their partner collectively.

As we value your data, we store any provided information in a protected cloud infrastructure. Only experienced operators of aixigo have access to this secure environment. Of course, this applies specifically to the persisted data of you and your clients. We might use your personal data for lead tracking and further sales activities. However, we will never expose data to third parties without your explicit consent. You may find more information in the Terms of Service and Privacy Policy of the aixigo Cash Flow Planner.

Data will be stored in a secure database in EU datacentres. Your personal information will be processed in accordance to our Privacy Policy. We do not process any information of your clients.

If you wish to use the free aixigo Cash Flow Planner, please click here. You will be redirected to a form where you need to enter your personal details and choose a username and a password. You will then receive a verification email with which you can activate your account.

You can edit your personal data and password through our account management interface, which can be accessed by clicking on your name in the top right corner of the application.

In case you wish to delete your account, you can request this via cashflow_planner@aixigo.com.

Our Cash Flow Planner Free is in fact free of charge for you and its provision is for an unlimited time. In other words: You can convince yourself of our Cash Flow Planner without any risk or obligation.